Rental finance made simple
Hard to finance your rental property? Borrow based on the property income, not your personal finances.
Need leverage on your investment property?
If you own one or more of the 14 million income-producing rental homes in the US and, like most, are holding all-cash, we should talk. Whether you want cash out or leverage to expand your holdings, look no further.
Competitive rates. No bank hassle.
Prequalify by telling us about the income you earn from your rental property. Then we just need an appraisal and we're good to go. Close in a matter of days, and enjoy a simple and reliable process along the way.
What is a Rental Loan?
A Rental Loan is a medium-term loan for a single income-producing rental investment property. It is underwritten primarily against the property value and the cash flow of the property itself, with less emphasis put on traditional credit factors.
Who needs this kind of loan?
This loan is tailored towards the small operators who have one or a small number of rental properties that are successfully producing cash flows sufficient to pay a mortgage. These operators might be holding all cash and want to buy more or could be financing the properties with bridge financing and are looking to refinance to more permanent capital.
What’s the process to get a loan from you?
The process is simple, fast, reliable, and 100% online. To apply for a loan, signup as a borrower to get started. We’ll ask you a few quick questions about you and the home you’re interested in and then give you a customized rate -- all in about 3 minutes. From there we make it incredibly easy to finish a full application in just 20 minutes. You will simply answer a few remaining questions and upload the required documentation. We’ll verify your information, and if everything checks out, you will often close in 10-14 days.
How are you better than alternatives?
ebuilderservices combines a simple process, reliable terms, and excellent execution, even down to the single-asset level. While many large private equity firms who do Portfolio Loans market their “single-asset” programs, they aren’t optimized to handle the borrower who has one or a few properties. With ebuilderservices, you can rest assured that requirements will be simple, you’ll close in days, and we'll find you the best rate possible using our advanced technology platform. And, if you buy another and want to come back for a second loan, no problem. Your information is saved and your next loan will be even faster.
What states are you lending in?
ebuilderservices currently finances Rental Loans in Arizona, California, Colorado, Florida, Georgia, Illinois, Maryland, Michigan, Missouri, North Carolina, Nevada, New York, Ohio, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, and West Virginia and is expanding quickly.
Who can I talk to for support?
Your loan's underwriting process is based on property cashflow, not your personal DTI.
Say goodbye to higher rates with our Rental Loan program.
Our 100% online process is simple, with streamlined doc requirements and a quick close.
Ready to finance your rental?
Simple qualification. Competitive rates. A process you'll love.Get Your Rate →